Frequently Asked Questions

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Frequently Asked Questions

When people apply for a home loan, there are a lot of common questions. We have compiled a list of the most commonly asked questions for your convenience.

Should you have a question and the answer is not here please click here and we will respond in the next 24 hours to your question.

1.  Am I able to make extra repayments?
2.  Am I eligible for a home loan?
3.  Can I borrow If I am Self Employed?
4.  Can I redraw the additional payments I've made?
5.  Can I repay my loan early?
6.  Can I split my home loan between fixed and variable rates?
7.  Can we borrow for business purposes?
8.  Can we borrow on an Interest Only Basis?
9.  Do I have to have life insurance?
10.  Do you charge any fees for arranging the loan?
11.  For what pupose can I borrow?
12.  How is interest calculated?
13.  How long can I fix the interest rate on a home loan?
14.  How long does it take to get approval?
15.  How long does the loan process take?
16.  How many lenders has Business Flair have access to?
17.  How much can I borrow?
18.  How much deposit do I need if I am purchasing a property?
19.  What documentation do I need to provide when I submit my loan application?
20.  What happens if interest rates increase or decrease?
21.  What is a deposit bond?
22.  What is LMI (lenders mortgage insurance)?
23.  What is the best way to contact Business Flair?
24.  What other costs are involved?
25.  What types of home loans does Business Flair have access to?
26.  What will my repayments be?
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